Investment & Planning

Tim Lonergan, CFP®, CPWA®

Tim Lonergan, CFP®, CPWA®

Senior financial planner

Born and raised in New Hampshire, Tim earned a BA in political science from the University of New Hampshire before relocating to Boston. There, he launched his wealth management career as an associate at Boston Private Wealth, where he focused on relationship management and business development. Later, Tim moved on to Morgan Stanley, where he provided financial planning support for high-net-worth and ultra-high-net-worth clients and assisted with various portfolio management responsibilities, including research and trading.

Now at Westmount, Tim helps clients understand the various qualitative and quantitative aspects of the financial planning process, including taxes, executive compensation, Social Security and Medicare planning, charitable giving, and more. Additionally, he spearheads the firm’s educational initiatives related to financial planning. He is also a CERTIFIED FINANCIAL PLANNER™ professional and Certified Private Wealth Advisor® designee. Based in Orange County with his wife and their rescue dog, Hugo, Tim enjoys cooking, exploring California’s Central Coast, hiking, and cheering on his favorite Boston sports teams.

Articles on Insights Lounge by Tim

The state of social security

Understanding Medicare enrollment & coverage

Understanding non-qualified stock options

SECURE Act 2.0: changes in retirement provisions

Navigating Medicare open enrollment

Charitable giving: a framework for success